The following terms and conditions (“Terms and Conditions”) govern your use of this Web Site (the “Site”), and by accessing, viewing, or using the material on the Site, you indicate that you understand and intend these Terms and Conditions to be the legal equivalent of a signed, written contract, and equally binding, and that you accept such Terms and Conditions and agree to be legally bound by them. If you do not agree with the Terms and Conditions, you are not granted permission to use the Site and should exit immediately.
1. Proprietary Rights
All material contained in this Site is protected by law, including but not limited to, United States copyright law. Except as indicated, US Health Insurance Options (USHIO) is the owner of the copyright in the entire content (including images, text, and look and feel attributes) of www.ushoptions.com and reserves all rights in that regard. Removing or altering the copyright notice on any material on the Site is prohibited. USHIO also owns a copyright in this Site as a collective work and/or compilation, and in the selection, coordination, arrangement, organization, and enhancement of Site content. Any commercial use of Site content is prohibited without the prior written consent of USHIO. Except as indicated, USHIO owns all trademarks, service marks, or other logos featured on the Site. Use or misuse of these trademarks, service marks, or logos is expressly prohibited and may violate federal and state law. Please be advised that USHIO actively and aggressively enforces its intellectual property rights to the fullest extent of the law.
2. Communications With Our Web Site
USHIO welcomes your feedback and suggestions about how to improve our products and services and this Site. By transmitting any suggestions, information, material, or other content (collectively, “Content”) to USHIO, you automatically grant USHIO the royalty-free, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, redistribute, transmit, perform, and display such Content (in whole or part) worldwide and/or to incorporate it in other works in any form, media, or technology now known or later developed for the full term of any rights that may exist in such content. Further, USHIO is free to use any ideas, concepts, know-how, techniques, and suggestions contained in any communications you send to this Site for any purpose whatever, including but not limited to creating and marketing products and/or services using such information. USHIO is not responsible and shall not be liable for the contents of Content posted to the Site by visitors or persons other than USHIO employees. Opinions or comments contained in Content reflect the views of the author and not of USHIO unless USHIO expressly states to the contrary.
3. No Solicitation or Offer
This Site is designed to provide general information about US Health Insurance Options (USHIO), its products and services. Information on the Site is not intended to constitute an offer to sell or a solicitation of any particular product or service. Some products and/or services may not be available in all states or countries. USHIO is a trade association comprised of independent, locally owned and operated companies.
4. No Medical Services or Advice
Nothing contained, expressed, or implied in the Site is intended as nor shall be construed as medical advice. No doctor-patient relationship is established between USHIO and you by reason of your use of this Site or under any circumstances whatsoever. Individual inquiries about medical issues, or sensitive or confidential matters should be addressed to appropriate health care professionals.
5. No Legal Advice
Nothing contained, expressed, or implied in this Site is intended as, nor shall be construed or understood as, legal advice, guidance, or interpretation. No attorney-client relationship is established between USHIO and you by reason of your use of this Site or under any circumstances whatever. The information in this Site is for general informational purposes only. If you have questions about any law, statute, regulation, or requirement expressly or implicitly referenced in this Site, you should contact your legal counsel.
6. Confidentiality Cannot be Guaranteed
Please be advised that the confidentiality of any communication or material transmitted to USHIO via www.ushoptions.com or Internet electronic mail cannot be guaranteed, including personal information such as your address or social security number. To ensure private and personalized attention, you may also contact USHIO by telephone at 407-588-0505, by email at [email protected], or write to us at US Health Insurance Options, 1126 Buttercup Ln, Orlando, FL 32825, Attn. Web Team.
7. Privacy Statement
USHIO has a Privacy Statement disclosing what information we collect about visitors, how we use such information, the steps we take to secure such information, how you can view and correct such information, and how you can decline to have information about you collected or used.
8. Securities Information
This Site and the information contained herein does not constitute an offer or a solicitation of an offer for the purchase or sale of any securities. The Site contains information and press releases about USHIO, and although this information was believed to be accurate as of the date prepared, USHIO disclaims any duty or obligation to update such information.
9. Disclaimer of Warranty and Liability
USE OF THIS SITE IS ENTIRELY AT YOUR OWN RISK. NEITHER USHIO NOR ITS AFFILIATES ARE RESPONSIBLE FOR THE CONSEQUENCES OF RELIANCE ON ANY INFORMATION CONTAINED IN OR SUBMITTED TO THE SITE. THESE MATERIALS ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. USHIO SHALL NOT BE LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOST REVENUES OR LOST PROFITS.
10. Restrictions on Use of Online Services
By using this website, you agree not to:
- Misuse the content, copy, modify, or share it without permission.
- Interfere with the site’s operation or use it for malicious purposes.
- Misrepresent your identity or share your account credentials with others.
11. User-Generated Content
You are solely responsible for any content you post on the site. USHIO reserves the right to use any content submitted in compliance with the site’s policies.
12. License to Use Online Services
You are granted a limited, non-commercial, non-transferable license to use the content of this site for informational purposes. USHIO retains all rights to the content and may revoke your access if the terms are violated.
13. Corrections and Changes
The site may be unavailable from time to time for any reason including, without limitation, routine maintenance. While we endeavor to keep the materials on the Site up to date, USHIO cannot assume responsibility for any errors or omissions in these materials.
14. Indemnification
You agree to defend, indemnify, and hold harmless USHIO, its affiliates and subsidiaries, and all of their respective directors, officers, employees, representatives, proprietors, partners, shareholders, servants, principals, agents, predecessors, successors, assigns, and attorneys from and against any and all claims, proceedings, damages, injuries, liabilities, losses, costs, and expenses.
15. Links to Other Web Sites
This Site may, from time to time, contain links to other Internet websites for the convenience of users. Visitors to the Site acknowledge that these third-party sites are maintained by persons or organizations over which USHIO exercises no control.
16. Governing Law and Jurisdiction
These Terms and Conditions will be governed by and construed in accordance with the laws of the State of Florida.
