WHAT YOU NEED TO KNOW
A clearer understanding of coverage.
Answers recovered from the previous website. Confirm enrollment dates and plan details for your state and coverage year.
When can I enroll in health insurance?+
Most people can enroll in Marketplace health insurance during Open Enrollment, which usually runs from November 1 through January 15. Outside that window, you may still qualify for a Special Enrollment Period if you lose coverage, move, get married, have a baby, turn 26, or experience another qualifying life event. For qualified individuals, some private health coverage options may also be available year-round.
Do I qualify for a subsidy or a $0 health insurance plan?+
You may qualify for lower monthly premiums based on your household income, family size, location, and the plans available in your area. Some people may see very low-cost or $0 premium plans, but it is important to compare the deductible, network, prescriptions, and out-of-pocket costs before choosing.
What should I compare besides the monthly premium?+
The monthly premium is only one part of the cost. You should also compare deductibles, copays, coinsurance, prescription coverage, provider networks, out-of-pocket maximums, and whether your preferred doctors and hospitals are in-network.
Can I get coverage if I have a pre-existing condition or I am pregnant?+
Marketplace health plans cannot deny you coverage or charge you more because of a pre-existing condition. Pregnancy and childbirth are also covered from the day your Marketplace plan starts.